1. Determine Your Target Down PaymentThe minimum down payment required depends on the price of the home:For homes under $500,000, you need a minimum of 5%.For homes $500,000 to $999,999, you need 5%
Get Pre-Approved for a Mortgage1. Check Your Credit ScoreBefore applying for pre-approval, review your credit score and history. A higher credit score means better mortgage rates.Aim for a credit
Toronto Real Estate Board (TRREB); All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than REMAX Real Estate Centre Inc may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved.
Last Updated: September 14, 2026 3:14 PM UTC
Show More...
